Why should my family's insurance go up if i get a car?

I'm 17 and am currently on my parents insurance plan, so there are 3 of us with only 2 cars. I'm listed on the truck, b/c it has more horsepower. I'm about to buy a '92 Prelude, and they said the insurance would go up about $122 for 6 months. This doesn't seem too bad, but if i'm now driving my own cheap car, why is that a greater risk than driving the truck with full coverage, not just liability? It seems like it should almost go down, because there's a lower chance that i will crash up one of the more expensive/higher hp cars. Is that just the way it works or is there a better option for me? My agent also said my own policy would make it even more expensive, which i could see, because we wouldn't get the multiple driver or car discount.

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I was thinking, Will New Car Insurances do a backup check on my previous insurance or they just start on a new claim and use the information based on that. The thing this will be my first car and as the price is high and if i say I have done a car insurance with that company will my insurance price go down as no claim for one year.

No proof of insurance question?

So i made a mistake. I was stopped last night and cited by a law enforcement officer for no proof of insurance. I had an idea that my insurance was no longer valid due to it overdrafting from my account when i had no money. so i contacted the insurance company and now they will NOT re-instate the insurance policy due to the fact that i have had two bad overdrafts with them. I completly understand, and like i told the officer, this is my fault...i was poor..... anyways. Now i hear that the fine is 400.00 to start, i am willing to pay as i did not take the time to ensure insurance was active on the vehicle and that the overdraft was taken care of. However now i am hearing im going to loose my license...... So i was told by the driver license department that if i go out now and get an SR22 qualifying insurance plan with a different company, that when i walk into the justice court payment window, they will not take away my license from me? however justice court states that my license will get taken away and i have to bring the proof of insurance to the DMV............and get my license back. Please note i have a california license in the state of utah..... please help? what can i do to fix this? i will pay the fine, as i did the crime wether i was for-sure or not....but i need my license, i just moved and am living in a place wityh no friends, and a new job... PS sorry for mispelling and typing this is on blackberry.

COBRA Health Insurance Florida?

Where can I find a cheaper health insurance plan to replace my COBRA health insurance offered by my former employer?

What is the best affordable health insurance plans?

I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

Just a question about Geico's insurance rates versus their advertisements?

for as long as I can remember Geico has always used the advertisement pitch about how much money you can save with them. What I'd like to know is there some kind of communication breakdown between their marketing and pricing departments? I decided to get a Geico quote once, I was 27 years old at the time male unmarried and a spotless driving record. they quoted me like 800 dollars for 6 months!!! at the time I was using Nationwide where is was paying a hair under 500...a YEAR!!! yes this was the exact same amount of coverage/ deductible car everything. everyone else I know has had similar stories about Geico's rates. so tell me if anyone knows when the speak of 'all the money you can save' with them, just what the hell are they talking about? where do they get their facts at?

Which is better full coverage or liability auto insurance?

I live in wisconsin where it is not mandatory to have car insurance. I'm 26 and been driving since i was 16 without insurance and i'm planning on getting a policy started soon and i have no idea as to which type of insurance to get. I drive a 1997 chevy lumina with around 222,000 miles on it. If i get full coverage will it cover my car damages as well as the other persons damages or will liability do that and will i be required to pay a deductible? I am thinking about getting up to $100,000 in coverage.

Cheapest Way for an international student to Drive a car in the UK with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14 a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?

What are the pros and cons of cancer insurance?

Please help I'm am writting a research paper nd I need help for cancer insurance ..

What car insurance is cheapest for teens in NC to get if theyre on their own?

I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?

How much will my insurance rate go down if i take driving school?

...I just turned 18 and im wondering if i should go through the schooling..

When my boyfriend turned 18 he lost his health insurance. where can he get health insurance at?

He doesn't see the importance of it, but I know he needs it. dental and health insurance. He doesn't make a lot of money either.

Car insurance????????????

how long before my insurance is up will i recieve my renewal quote?

Do I have to have proof of insurance before I can take my drive test?

and what else do I need to bring with me?

How much for cheap car insurance?

I am a young 17 year old female. I am looking for insurance so i can get my 1993 Lincoln Towncar on the road but I dont know a thing about insurance how much do you think it will cost and which company should I go for.

First time car buyer interest rates & insurance, please help!?

I'm a first time buyer with a cosigner & a $2600 down payment. Can anyone give me an estimate on what my interest rate might be on a $15,000/$16,000 car? (I live in Nevada & sales tax here is 8.1% if that also helps) & also, if my mom cosigns for my car, can she insure it under her name as the primary & me as an additional driver? I'm 18 years old & still live at home with her. Please & thank you for all the help!

Car Insurance?

I got a new car (2001 Toyota Corolla, 90k) to replace my old car, (1995 Honda Civic, 123k) and my insurance company tells me that my premier will go up by $125. Is that a fair increase in the value, or is it too expensive?

Whats the estimated cost of car insurance for an 18 year old?

Is your insurance affected by a traffic misdemeanor in california?

So I got a ticket today and got in trouble for two things 1) Expired registration sticker (I had a 2010 registration sticker, I was just lazy and forgot to put it on) 2) I don't have my year yet, but I still had two other passengers in my car. Apparently you can only take passengers under 21 years old in your car after you've had your license for a year. Anyways, my dad is really pissed about insurance rates or something. Do they go up for the ticket I just described? On the ticket, it said the only non-correctable traffic violation was the two underage passengers in the car.

I have a polish worker were can i find cheap car insurance for him?

What states do not require you to have auto insurance??????

What states is it not mandatory to have auto insurance in order to register and drive your car? I know that it is absolutely mandatory to have insurance if your financing your car or truck reguardless.

How much does Car Insurance for a teenager cost?

How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?

On average what is the cost of mobile home insurance in the state of Florida?

Im looking to purchase a mobile home and put it on 2.5 acres. on average how much is home owner insurance in the state of florida if its a newer manufactured home?

Can i get a ticket for not having car insurance?

if i get pulled over with my parents car, the car has insurance but it just isnt in my name but my parents name. i have my L's

Why should my family's insurance go up if i get a car?

https://www.linkedin.com/pulse/canton-new-york-cheap-car-insurance-quotes-zip-13617-kevin-wildermuth/